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From Udaimicrofin

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Please add your name whenever you've read a paper, and add a few keywords or write a sentence or two about it.

Contents

Whys and Wherefores

[1] V. Khosla, "Microfinance: Enabling the Power of Ideas and Entrepreneurial Energy for the Other Half," 2004.

[2] G. Hirsch, J. Rosengard, G. Stuart, D. Johnston, "Symbanc: A Simulator for Microfinance Institutions," Finance for the Poor, Dec 2005.

[3] Components of Microfinance

[4] White paper on MicroCapital (Sri)

MFIs in India and around the World

[5] Kudumbashree: Concept, Organization and Activities.

(Bala) -- This is a must read for understanding Kudumbashree. This demonstrates the breadth of activities that are required to alleviate poverty.

[6] EDA Rural Systems, "Self Help Groups in India: A Study of the Lights and Shades," 2006.

[7] EDA Rural Systems, Maturing of Indian Microfinance, 2005

[8]Microfinance Institutions in India microfinance, improvements, India, HDFC

Evaluating MFIs

[9] Oldsman, Hallberg, "Framework for evaluating the impact of small enterprise initiatives", 2002

(Sri) -- Various ways of evaluating impact of MEs. Diff points of view like NGO, beneficiary, overall disctrict etc, and other factors to be considered whenever evalauting an ME

[10] Overview of UNDP microfinance portfolio

(Sri) -- Peer review of UNDP microfinance portfolio and a critique of their schemes. Some interesting viewpoints on evaluation techniques and parameters.

Issues/problems with MFI

[11] T. Dichter, "Hype and Hope: The Worrisome State of the Microcredit Movement," 2006. (Adi)

[12] A. Karnani, "Jobs, not Microcredit, is the solution,", 2006.

(Adi) -- This article reaffirms [Dichter, 2006]. It is better to give a $5000 loan to a garment manufacturer and help him employ 50 people, rather than give a $100 loan to the 50 people. Does this mean that capitalism is good?

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