Feel guilty and give him back the ship
From Create Your Own Story
Excuse me, but are you aware this is a pirate story? If you don't even want to be a pirate, why are you playing this? Ah well, do whatever you want, this way you can at least pretend you have free will. So you give the ship back to its captain, but find yourself without any money and end up as a beggar. Good job.
THE END.