Lie and tell him it was an accident.
From Create Your Own Story
"Oh, this? No, it was nothing. I accidentally ripped it at work. I need to go home and change." You tried to sound as casual as possible, hoping he doesn't detect your distress.
After another moment of glancing you up and down with some hesitation, he pressed down on something and you hear a click as the doors unlock.
"Come on, get on." He nudged his head with a reluctant tone. You thanked him profusely as you climbed into the back passenger seat.
As he drove in silence, you noticed that he would frequently shift his eyes to watch you from the rear view mirror. At first you thought he might be suspicious of you as a thief or a gang member, but eventually you could tell that a number of times he was staring intently between your legs, which you had allowed to slightly part because you were so hot and sweaty from running. You wonder if he could see your panties. Smiling nervously, you discretely pulled down on the short skirt to cover more skin, all the while tightly pressing your thighs together.
"You can stop here. " You pointed to the side of the road near your apartment. "Thanks again for picking me up, how much do I owe you?"
"Seventy-two dollars." He pointed at a meter that had been concealed from your view. "Cash only."
You reach into your pockets and fumbled about. Uh oh, where's your money pouch? They must have fallen out with the cellphone when the guard ripped your clothes. You looked at the impatient eyes in the rear view mirror and chuckled nervously.
"Seventy-two dollars" The driver repeated your fee, obviously irritated.
Tell him you need to get money from your apartment.
