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Les autorités n'ont cessé d'encourager les institutions financières à valider de manière indépendante leurs modèles de risques, pour s'assurer qu'elles puissent évaluer de manière fiable la probabilité et l'ampleur des risques potentiels. Les réponses apportées quant aux mesures à mettre en place dans ce domaine varient. Alors que 53% des institutions disent posséder une fonction indépendante de validation des modèles, plus des deux tiers des institutions restantes disent n'avoir aucun projet de création d'une telle fonction..
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