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The banking industry has described its agreement with Greece to cut its debts as "unprecedented".

A group of banks and other investors in Greek government debt have agreed to exchange their debt for new bonds that are worth much less and pay a modest rate of interest.

Including the reduced interest rate, the losses to the banking industry are more than 70%.

For some of Europe's biggest banks, that means heavy losses.

"The losses are going to be substantial, but they are contained and there's a longer-term benefit for the system in having a core group of investors sit down across the table and coming together," said Charles Dallara, managing director of the Institute for International Finance, which negotiated on behalf of the banking industry. Continue reading the main story �Start Quote

   In the long and tawdry history of governments borrowing more than they can afford, this represents a remarkably huge, unprecedented write-off�

image of Robert Peston Robert Peston Business editor, BBC News

   More from Robert

It is perhaps no great surprise that Greek banks are the most exposed to Greek debt.

According to Barclays Capital, the top two holders of Greek debt are National Bank of Greece, with 13.2bn euros ($17.5bn), and Eurobank EFG, which holds 7.3bn euros ($9.7bn).

Once the bond exchange is completed, those holdings will be worth less than half their current value, and if you include future interest payments, worth 70% less.

Outside Greece, French and German banks hold the most Greek debt. The last bailout?

Many foreign banks have already accepted that their investments in Greece are now worth just a fraction of their original value, irrespective of the latest deal.

In its most recent set of results, France's BNP Paribas, the biggest owner of Greek debt outside Greece, said that it had written down the value of its Greek debt by 75% on its balance sheet.

And according to the Barclays report, Commerzbank is the biggest holder of Greek debt among Germany's banks. Its holdings of government debt have complicated its efforts to raise new finance to boost its balance sheet.

For the average investors, the effect of Tuesday's bailout is limited. Most insurance companies and investment firms have little or no exposure to Greece.

Some hedge funds have built up their holdings in Greek debt, but it is likely to be a relatively small amount, perhaps less than five billion euros.

It is thought some will refuse to sign up to the bailout deal and hope to be repaid in full.

Analysts are now wondering whether the latest deal will be enough. The Greek economy is in recession, making it even more difficult for the nation to pay its debts.

"The debt sustainability analysis is much worse than people were expecting," said Laurent Fransolet, head of fixed-income strategy research at Barclays Capital.

"It's ambitious and we cannot be sure this is the last bailout. Does it buy a bit more time? Yes. But the next one will have to involve the official sector much more."

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Different styles of cages

Cages For Dogs

Nowadays people prefer to keep their cats outdoors, where they have access to lots of fresh air and sunshine. There are two types of outdoor cat enclosures in the market. The most common type is made of flexible netting and can be easily dismantled for storage when not in use. The other type is made of wire mesh and is more solid. It can usually be left outdoors permanently.

Birds need plenty of room for climbing and exercise and ideally their cages should have horizontal instead of vertical bars. There are many shapes and styles of bird cages but nowadays most of the bird cages are the angled type and not round as studies have shown that round cages can affect most birds psychologically. These cages are usually hung or placed on a stand.

Cages For Birds

Pet cages come in many different styles and sizes,abercrombie. The kind of cage you select will depend mainly on the type of animal you are having,jordan. For medium and large animals,air jordan pas cher, there are over-sized cages in which your pet will be able to sit, stand, stretch and turn around quite comfortably,hollister. There is also sufficient space for food and water containers.
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The most common type is the traditional wire cage which comes with a plastic bottom that can be removed for cleaning. A water bottle and feeding dish are normally attached to the cage. An increasingly popular hamster cage is the expandable type which sometimes comes with a wheel and slide,abercrombie. This is basically a simple plastic box to which you can add tubes leading to other separate areas or create a maze of tunnels.

The most common types are made of solid plastic and consist of three pieces - a top, a bottom and a removable gate - which can be taken apart and cleaned,. However, you will not be able to fold these variants. Wire cages are much cooler as they have excellent ventilation and there is nothing to hinder the vision of the animal,air jordan. They are fairly heavy and some can be folded,. They sometimes come with various pads and covers for the added comfort of the dog. Soft cages are very light and can be folded. However, they are not recommended for puppies that are likely to tear and chew at the fabric,abercrombie france.

Different styles of cages

Popular cages for pets today can be found in any animal shelter or pet stores and finding an appropriate one will add to the physical and psychological well-being of your pet.

Popular pet cages today are designed to keep your pet safe, secure and comfortable. Every pet lover knows the importance of purchasing the right type of cage for their favorite animal.

Cages For Cats

Cages For Hamsters

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“ infinitus 2011 world walking day &ldquo,doudouen moncler; Hangzhou day ” held today.Hangzhou Sports Bureau and other units have organized more than 7000 people attended,, walking lines is in both sides of the Grande Canale along the Beijing-Hangzhou (specific figure), at eight thirty in the morning, from West Lake Cultural Square in Beiqiao, starting, the river bridge, has been to Beiqiao, and then along the ring road, square,air jordan, and then returned to Hangzhou and West Lake culture square.
The entire 5 km.Activities of the exclusive partner unlimited (China) Co., Ltd. spokesman Yang Guojin said, 5 km, is approximately 6000 step.The Ministry of Health issued "China's dietary guidelines",abercrombie, recommended adult daily accumulative equivalent to walking 6000 steps above activities, so the walking distance, can also be regarded as a day for exercise,michael kors handbags.
It is likely to rain today, but the activities will be carried out as planned.If you want to go to Coucourenao temporarily, but can also, raincoats and other equipment to prepare yourself a.Or,moncler, you can keep this roadmap, later when the weather is good, as a training project.
“ world walking day ” activity by international fitness and mass Association, is a universal health awareness,michael kors outlet, improve public participation in large-scale social welfare activities, this is the second year in china.
Last year, walking activity in 6 provinces and cities nationwide success, this year to expand the scale of 12 city, which lasted a total of 8 months, is expected to participate in a number to will break through 300000.
The Hangzhou Railway Station is added for the first time this year, this activity is the fifth station.Walking this way to exercise, have since ancient times “ practice of progenitor ” say, is good for health, also be who identified as “ the best way to exercise ”.
Research shows that, it can not only exercise the leg muscles and ligaments, maintain joint flexibility,hollister, can also promote the limbs and visceral organs of blood circulation, accelerate the new supersedes the old.
, natural to prevent chronic disease effect.If you are too busy, think 6000 steps Taihua time,air jordan pas cher, also can be to do housework and other energy consumption are converted into step.Some experts recommend a conversion standard: 6000 Step = every basic activity (approximately 2000) + bike 7 minutes (equivalent to 1000) + mopping the floor in 8 minutes (1000 step) + medium walk 10 minutes (equivalent to 1000) + Chi 8 minutes (1000 steps).
In simple terms, is to try to stick to 30 minutes a day of moderate intensity exercise,abercrombie paris.Moderate intensity exercise, is the sport will feel the heartbeat and breathing hard up, but not hard,abercrombie, can with the breathing rhythm of continuous speech,abercrombie france, but the song is a bit more difficult.
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Starting today, maybe I should say good-bye for the summer.Last night, a medium strength cold air swept through half of China, began to affect Hangzhou.Today and tomorrow during the day, Hangzhou's highest temperature 25 ℃, the temperature will be below 20 ℃ tomorrow morning, only 19 degrees celsius.

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