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Cautious consumers' repayments on credit cards, loans and overdrafts outstripped new borrowing by �305m in February, figures show.
This safety-first approach had led to a contraction in borrowing through loans and overdrafts for more than three years, major banks said.
The figures, from the British Bankers' Association (BBA), showed a slowdown in activity in the mortgage market.
It said remortgaging levels were at their lowest for 13 years. 'Difficult economic times'
Despite their cautious approach, consumers still spent �7bn on credit cards in February - a similar level as the previous six months, the figures show.
Repayments outstripped new borrowing on credit cards by �39m in February. The repayment in unsecured lending was driven by weak demand, and continued payback, of loans and overdrafts.
Unsecured lending by the banks contracted by 1.8% in the 12 months to February.
"Businesses and households continue to be cautious about their finances in the face of difficult economic times and this shows up in a reluctance to take on new credit, or where possible, seeking to pay back bank borrowing," said BBA statistics director David Dooks. Mortgage dip
In the housing market, gross mortgage lending by the banks stood at �7.9bn in February, which was 1.9% lower than the same month a year earlier.
With interest rates set to stay at low levels for some time, the number of remortgaging approvals dropped to its lowest level for 13 years at 18,147. Lenders have also become more choosy about who they accept for remortgaging.
The number of mortgages approved for house purchases also fell to 33,103 in February. The average mortgage approved was �146,600.
The BBA said that there had been a jump in activity at the start of the year as first-time buyers tried to get on the property ladder before a 1% stamp duty charge for homes valued between �125,000 and �250,000 is reintroduced on Saturday.
However, activity returned to more "normal" levels in February, said the group which represents the High Street banks.
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Guangdong billion pension will be a small amount into the ci
of the National Social Security Fund (hereinafter referred to as the &ldquo Security Council; ”) official website yesterday disclosed information said: “ with the approval of the State Council, the National Council for social security fund entrusted by the Guangdong provincial government, investment and operation of Guangdong Province town worker is basic endowment insurance balance of 100000000000 yuan of funds.The National Council for social security fund and the Guangdong provincial government and relevant aspects of entrusted investment agreement signed in Beijing in March 19th,abercrombie deutschland, funds will be partial in place, entrust investment period is two years.”
rumors months of Guangdong billion pension "into" yesterday has been officially confirmed, Guangdong Province has also become the first attempt of local pension ",abercrombie;into" investment.
for the hundreds of billions of social security fund investment management, market sources said, 18 social security fund manager this week will be submitted to the pension scheme,abercrombie, the Council when the national social security fund will select a number of management from the,hollister.
it is reported, according to the usual practice,louboutin pas cher, Social Security Council if the trustee to increase funding, it often requires the administrator to prepare relevant materials, the incremental funds administration authority for,abercrombie uk.
market sources told the Post reporter, March 29th, meeting will convene a National Council for social security fund of social security fund managers, including Social Security Council Chairman Dai Xianglong and the social security fund management person in charge of per capita will participate in the.Although the market sources said the meeting was a regular “ ”, but the market still guess this meeting and Guangdong Province entrusted management of pension.
has submitted the product investment scheme of
according to public information, the national social security fund investment trust territory managers, after three times of selection, a total of 16 fund companies (China, easy Fonda, Castrol, the south, Bo, Changsheng, Penghua,hollister, Cathay Pacific,hollister sale, China Merchants, big, rich, ICBC Credit Suisse, GF, Fortis, Tianfu exchange and Yinhua) and the 2 firms (gold securities and CITIC Securities).
; Guangdong billion pension rumors for months into the city; ” yesterday has been officially confirmed, Guangdong Province has also become the first attempt of local pension “ to ” investment.
&ldquo
“ submit product scheme is not necessarily in the Guangdong pension, as long as the National Council for social security fund has the additional funds entrusted to the management, need people to manage, tend to do so.” a person familiar with the matter said, and asked to submit the scheme is very comprehensive, including equity, fixed income and various investment categories.
manager
sources yesterday told the Post reporter, early in this year's NPC and CPPCC National “ ”,abercrombie, social security fund manager has been notified of Security Council,hollister, require investment scheme, reported to the relevant products at present, these schemes have been reported to the security council.
as for how the pension management,hollister, message personage discloses, March 29th,hollister france, Social Security Council will be held related meetings management of social security funds, Guangdong pensions to “ ” can be seen at the meeting, will be one of the highlights of the meeting.
investment in the direction of the entrusted investment and operation of basic pension, Social Security Council in the disclosure of information is not clear division of proportion, only emphasize “ will insist on more prudent policy, the new money will be more in fixed-income products, to ensure the realization of the value of the fund ”.
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Beijing denies suburb time-limiting water supply say the dro
Key words: Beijing suburb time-limiting water supply drought water [Abstract] Beijing city flood control and Drought Relief Command chief engineer Wang Yi expresses clearly, the government did not take special measures on water supply, although the appearance of meteorological drought, but there is no agricultural drought, not on Beijing residents drinking water impact,hollister france.
Wang Yi said, although Beijing has for 95 consecutive days without effective precipitation,hollister sale, but not for Beijing city water impact.Beijing to improve the state of water shortage,hollister, still basically rely on flood season precipitation, if it snows almost no influence on reservoir water.
I to say (0) copy link editor: Han Wei
reportedly, the relevant departments are paying close attention to, at any time to start contingency plans,moncler.Reportedly, the drought in Beijing may be the development trend, meteorology, agriculture, water,louboutin, landscape and other departments will also establish the job of fight a drought of linkage mechanism, strict monitoring drought dynamic development, strengthen drought information monitoring, increase emergency drought relief supplies, improve the emergency safeguard ability, take all effective measures to ensure safety of water supply.
“ city water supply is not a problem, does not mean that we will be able to sleep without any anxiety.” Wang Yi said, as a serious shortage of water resources in the city,hollister, in addition to rely on, rely more on themselves, the whole society should be formed to save water, &rdquo “ responsibility,abercrombie milano; good fashion,abercrombie, jointly cope with and improve Beijing water tight.
monitoring information display, for 95 consecutive days without precipitation of “ ” has let Beijing in most areas of moderate drought,louboutin pas cher, but agriculture has not yet appeared ravages of a drought.“ winter wheat in Beijing before the winter have irrigate enough water, the water demand is not much in the winter.” city flood control and Drought Relief Command chief engineer Wang Yi said, at present, the individual villages appear people drinking water, concentrated in the suburban area of Fangshan District, the rural South cellar and Da Shan 1521, thousands of Yanqing County home town and township 731.Wang Yi said, the government didn't take a limited water supply, but is affected by natural conditions, these places generally appeared to use well water pumping will appear when the water flow is reduced or occasionally disconnection phenomenon.“ annual wintry spring junction period will appear this kind of circumstance, the water level is low, the villagers sometimes do not smoke on the water.” Wang Yi pointed out that this year, suffered from drinking water difficulty number, compared with the same period last year dropped 44%.
according to the meteorological statistics, from 1970 to 1971 period, Beijing had 114 consecutive days without significant precipitation.After from October 24, 2008 to February 2, 2009, more than 100 days without significant precipitation.Meteorological experts said,abercrombie deutschland, from the current point of view, this year's meteorological drought situation will be more than 2008 to 2009, 1970 to 1971 next to.(reporter Han Na)
since October 25th last year, Beijing had 95 consecutive days without effective precipitation.Yesterday, media reports said,hollister clothing, suburban local start timed water supply, Beijing city flood control and Drought Relief Command chief engineer Wang Yi expresses clearly,hollister deutschland, the government did not take special measures on water supply, although the appearance of meteorological drought, but there is no agricultural drought, not on Beijing residents drinking water impact.
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