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From Polychromatic

Bank of America has reported a $2bn (�1.2bn) profit for the three months to the end of 2011, compared with a $1.2bn loss in the same period in 2010.

It signals continued recovery for the US' second biggest lender.

For the full year, the company reported net profits of $1.4bn compared with a net loss of $2.2bn in 2010.

Meanwhile Morgan Stanley, the world's largest broker, reported a fourth-quarter loss of $250m compared with a profit of $836m a year earlier.

Despite the loss, the results at Morgan Stanley beat analysts' expectations since it was able to increase its share of the equity trading market in the period.

For the full year, Morgan Stanley said its net revenues were $32.4bn compared with $31.4bn in 2010.

Recent results from American banks have been mixed with Goldman Sachs announcing on Wednesday that it made 47% less in profits than in 2010 whilst Citigroup posted a 6% rise on the previous year.

Bank of America chief executive Brian Moynihan said: "We enter 2012 stronger and more efficient after two years of simplifying and streamlining our company."

"Reflecting a gradually improving economy," continued Mr Moynihan, "we saw solid business activity by companies of all sizes, with commercial and industrial loan balances rising."

Bank of America was one of the worst performers on Dow Jones Industrial Average index of leading companies in 2011, losing 58% of its share value over the year.

The lender has been hit by lingering concerns about bad mortgage loans on its books in the wake of the 2008 sub-prime crisis when it was bailed out by the US government.

The bank has been building up its reserves, known as Tier 1 capital, to protect itself against the risk of further bad loans.

"Our fourth-quarter results reflect the aggressive steps we have been taking to strengthen the balance sheet and position the company for long-term growth," said chief financial officer Bruce Thompson in a statement.

"During the quarter, we significantly increased capital and liquidity. For 2012, our focus is to continue to build capital and liquidity and manage expenses."

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She then took my daughter to the Kunlun station reported,.After receiving the report, Kunlun station director Chen Bin promptly respectively to the Chengmai County Public Security Bureau, public security bureau chief Lv Yong Wang Lei Fukuyama.
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About two o'clock in the morning, Wang Mou,hogan, Liu Fan and Mousan people riding motorcycles will be a flower back to four teams, Wang will be a flower to his own home, until the very next day morning will be a flower free,louboutin.
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Forecasting staffing needs, scheduling employees’ time and managing changing have never been so easy,air jordan pas cher, as this tool is designed to override all challenges and take control over the workforce. By implementing workforce management software,burberry soldes, an establishment increases its productivity and enhances the bottom line on the whole,sac longchamp. More importantly,scarpe hogan, this tool serves as an able ally for establishments that want to take the business to next level,longchamp pas cher. Does this tool allow an establishment to take its business to next level?

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With the workforce management software becoming an inherent component of a company, an establishment is well placed to take its business to the next level,louboutin.

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Category :perception of life author :force waved through  ; essays date: 2010-2-11 19:32:28←→direction keypage editor :in the world of mortals, if can with a common heart ,learn Danran ,try to ignore ,everything will be clear .

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In recent years, Changsha City weather is uncertain,abercrombie paris, the highest temperature is just soared to 30 degrees above, next week (22 days) Changsha will usher in the cold and rainy weather.Changsha Municipal Center for Disease Control and prevention to remind the public, recent and frequent alternation, the elderly and have a history of cerebrovascular disease were the special attention should be paid to prevention of cardio-cerebral vascular accident.
According to the Changsha municipal CDC surveillance data display,louboutin pas cher, changeable weather in spring in ischemic stroke disease pathogenesis increased.The elderly and have hypertension,jordan pas cher, atherosclerosis and other cardiovascular and cerebrovascular disease, due to vascular wall elasticity decreases, the flow of blood to the brain volume is reduced,abercrombie paris, resulting in brain of chronic ischemia and hypoxia.
If you have emotional fluctuations, fatigue,jordan, temperature change, will aggravate the brain hypoxia, easily lead to brain acute anoxia,franklin marshall.Special remind the public, hypertension, hyperlipidemia,louboutin, atherosclerosis and other cardiovascular diseases in the elderly as frequently Daha Qian,louboutin pas cher, is indicative of ischemic stroke may occur, do not think that is "spring fever" and not to regard it as right,sac longchamp, must be highly vigilant,air jordan pas cher, "spring fever" symptoms,, can be detected in the blood pressure is normal, if not normal, or have trance,burberry, physical discomfort, must promptly to the hospital.
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The case,louboutin,for the city of Jinhua Wucheng District Xinshi station deputy director Tong Jianlong and anger ,sac longchamp,and love .In June 16th of this year, a little girl came to the police station to report, said that he is father &ldquo  ;&rdquo  ;Chen forced into prostitution ,from 6 the beginning, has received more than a dozen guests .
&ldquo  ;I slightly revolt, he hit me and scold me .&rdquo  ;&ldquo  ;I was the girl said ,while he was away to escape .&rdquo  ;little girl named Yang Ying ( a pseudonym ) ,only 14 years old this year .
The police station out quickly, Chen was soon arrested ,,he confessed to the crime .Recently, Chen was Wucheng District Procuratorate on suspicion of the crime of forcing another person to engage in prostitution for approval of arrest .
He is the girl in front of other people two people and found to match ,Chen is from Guizhou ,he has been in prison two times .In 1999, Chen was the theft was sentenced to 1 years and 6 months  ;in 2004, he again due to theft ,robbery and sentenced to 7 years imprisonment .
In 2009 December, Chen was released from prison after met Yang Ying ,two people become boyfriend and girlfriend .Later ,Yang Ying prepare to go to work in Dongguan ,the daughter of entrusted to Chen care .
In front of other people ,Chen and Yang Ying to his match .And Yang Ying separated not long,louboutin, Chen and a man named to Qiao (a pseudonym ) young woman up .With someone else ,Chen to Yang Ying the &ldquo &rdquo  ;drag  ;tired .
Then ,he begins to consider how to use the &ldquo daughter &rdquo ,louboutin pas cher;money .His daughter &ldquo  ;&rdquo  ;to Jinhua forced her to prostitution to make money opportunely previously worked in Jinhua ,trying to return to one .
&ldquo ,abercrombie;I think Yang Ying is already an adult, raise is money ,why not let her follow me  ?&rdquo  ;Chen Qiao to say to .Chen to his new girlfriend said ,some heartbeat .Yang Ying had always wanted to go to Guangdong for her mother ,but there is no money .
Chen said to Yang Ying  :&ldquo  ;your mother in Dongguan owed a lot of money ,you want to earn money to help her to pay the debt to come back to her .&rdquo  ;this year 6 month, to skillfully and Chen took Yang Ying to Jinhua ,in Luo Jia Tang vicinity rent a room to live in .
Subsequently, to skillfully took Yang Ying to &ldquo  ;&rdquo  ;.Because want to hurry to see mother, Yang Ying had to promise to customers .&ldquo  ;he threatened never is killing me &rdquo  ;Luo Jia Tang in a beauty shop ,Yang Ying a total of 5 days on the &ldquo  ;&rdquo  ;,every day we receive two or three guests ,but Yang Ying did not get a penny .
&ldquo ,;all the money ,abercrombie france,all by the boss and to skillfully .&rdquo  ;Yang Ying said ,a start ,supra shoes,she also naive to think that ,and so on to earn money, Chen will let her go to Dongguan to find his mother, &ldquo  ;however ,no money ,louis vuitton,I have no way to escape .
&rdquo  ;&ldquo  ;sometimes ,I slightly from, he ( Chen ) on the hard to hit me .Yang Ying said ,&rdquo  ;&ldquo ,giubbotti moncler;he also said that ,abercrombie paris,if not pick ,is killing me ,beyond what the guests have to meet .
In 5 days of &rdquo  ;suffered inhuman torture ,June 16th,louboutin aps cher, Yang Yingchen Chen out machine escaped, went toward the police station to report to the police .After he was arrested,louis vuitton outlet, Chen confessed ,Yang Ying, as he earned 1400 yuan .
&ldquo  ;these money ,are sent to Qiaojia, her new house is built ,need money .&rdquo  ;&ldquo  ;this thing ,don my mom &rdquo  ;Yang Ying in Jinhua, no family ,abercrombie,Chen was arrested after the police station ,the new lion put her in a hotel near a police station in .
&ldquo  ;the girl though seems to have been an adult, but the mind is like a child ,a lot of things she don ,look very distressed .&rdquo ,burberry soldes;Xinshi station assistant director Tong Jianlong said ,because of Yang Yingtai poor, they arranged for her good meals and accommodation ,&ldquo  ;she stayed in the hotel for more than 20 days, and the wounds healed many look .
&rdquo  ;if mother sad, Yang Ying asked the police ,not to tell mom .Considering that children are minors, the police agreed to a request .&ldquo ,;so far ,her mother did not know this matter .
&rdquo  ;Tong Jianlong said .Because in Jinhua, no family ,first police station doesn place the age is still small Yang ying .&ldquo  ;started to ask her willing to work ,but considering that she is too small ,will be dropped ,burberry.
Tong Jianlong said ,,&rdquo  ;&ldquo  ;later ,she wants to go to Dongguan to find his mother .We buy a ticket ,sac longchamp pas cher,also collect 800 yuan of money to bring her in on the way .&rdquo  ;&ldquo  ;should be also good ,she arrived in Dongguan just call me safe ,said he and mother together ,in a toy factory to find a job .
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 ; ; ; ;my heart is

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physically vulnerable it is. With the worsening of the living environment, one can rarely predict that how many of us will eventually survive this unprecedented change. It is time for us to think whether we should