| - | Individual purchaseShoufu ratio may improve the commercial banks tighten personal loans Enshi news the message said a few days ago ,the CBRC will introduce policies ,commercial banks are required to be loans Shoufu ratio from the current minimum shall not be less than 30% to 40%-50% .<br>At present each big city commercial banks have not yet received the relevant notification and documentation ,but tighten personal loans ,abercrombie.The coincidentally tighten personal loans Post reporter Wu Zhengyi reported the message said a few days ago ,the CBRC will introduce policies ,commercial banks are required to be loans Shoufu ratio from the current minimum shall not be less than 30% to 40%-50% .<br>Although at present each big city commercial banks then expresses when accepting media to interview ,has not yet received the general headquarters related notice and file ,still performing loans Shoufu ratio minimum 30% policy ,but the commercial banks to suspend the secondary housing mortgage ,mortgage and so on down secretly tighten personal loans practices ,so are suddenly exposed in public focus under ,abercrombie france.<br>Shanghai suite mortgage tightening recently, Shanghai several commercial banks have denied any personal loans Shoufu ratio will be raised to 40% - 50% ,but a report said yesterday ,louboutin,Shanghai banking industry has generally improved more than two sets of housing loan threshold ,air jordan,but is not presently clear indications of loans Shoufu ratio will be raised ,the part of foreign capital bank said it would increase the proportion of loans shoufu .<br>According to the report ,at present Hushang Bank first suite loans Shoufu ratio for the 30% basic ,woolrich outlet,but for customers to apply for the second set of housing mortgage loans ,some banks implementation Shoufu 40% provisions, there are some banks to take according to the benchmark rates loans ,air jordan pas cher.<br>At the same time ,according to the customer has property mortgage balance paid or not, the bank will treat respectively ,louboutin pas cher.While the name have multiple sets of mortgage loans ,continue to apply for mortgage customers ,if the customer does not have property assets for collateral ,mortgage loans ,banks will refuse .<br>Zhejiang some banks tighten personal loans Post reporter yesterday from the Zhejiang provincial branch of China Construction Bank customer service hotline was informed ,the bank has suspended the second-hand housing mortgage loans .<br>In addition ,Zhejiang and several other banks also said ,has frozen the personal housing mortgage loans ,credit loans ,.In accepting the Post reporter consulting on second-hand housing loans ,louis vuitton,CCB Zhejiang branch customer service staff said yesterday ,the bank recently had internal communication,louis vuitton outlet, require mortgage business shifted the focus of new houses ,second-hand housing mortgage loans basic suspension ,but some branches may according to the different situation, flexible processing ,woolrich.<br>Earlier, the bank on the personal housing mortgage loans ,credit loans have been suspended for .And second-hand housing loan proceeds only for the purchase of personal housing mortgage loan is different ,with customer property as collateral to obtain loans ,but the loans ,generally not used for housing ,jordan,part of the loan may flow into the stock market ;credit loans without collateral ,the bank may generally not limit use of loans .<br>Apart from the Construction Bank ,Hangzhou branch of China Everbright Bank also said , over 20 years of age ,the area is less than 60 square meters and lot poorer second-hand housing loan has been discontinued .<br>Minsheng Bank Hangzhou branch of Bank of communications Hangzhou branch has ,for personal second-hand housing loan restrictions, but the personal housing mortgage loans ,louboutin pas cher,credit loans has been largely discontinued .<br>Agricultural Bank of China Zhejiang branch said ,housing mortgage loan can handle ,but the requirements in the area of 60 square meters and depending on customer quality . I love my home Hangzhou company planning department who told the Post reporter ,although in addition to CCB outside ,other banks did not stop the second-hand housing loans ,but approval is strictly ;at the same time, the 50 square meters below the housing mortgage loans are discontinued .<br>Not long ago ,the hot property market in Wenzhou has been closed the second-hand housing loans have been reported, but it is understood ,most banks did not stop Wenzhou second-hand housing loans, compressed size is mortgage loans, business loans ,.<br>Beijing Banking Board prudently grant loans to Beijing Banking Regulatory Bureau recently asked local banking institutions to closely track the state of the real estate market adjustment policies ,prudent loans for real estate development loans and individual housing loans .<br>According to the JINGWAH times reported on August 7th ,the banking regulatory bureau of the regulatory requirements include :forbidden to four cards are not complete and funds the project of 35% issue any form of loan ,it is strictly prohibited to liquidity subjects the issuance of real estate development loans ,forbidden to main structure does not seal a top and the township property project extended housing loans to individuals ,michael kors outlet,is strictly prohibited violation of the first payment provisions extended housing loans to individuals .<br>Beijing is a joint-stock bank mortgage Department said ,the central bank the new outgoing signals are also displayed ,the second half before monetary policy will be robust the transition to appropriately tight financial and monetary stability .<br>Shenzhen buys more suites Shoufu must improve industrial bank,louboutin, Shenzhen Development Bank ,China Everbright Bank and other financial institutions are clear ,part of Shenzhen Bank recently contracted by lending personal loans ,mainly include the purchase of more suites Shoufu ,the applicant qualifications were strictly ,on the second-hand housing to assess the price down etc.<br> .According to Shenzhen daily report ,China Everbright Bank Shenzhen branch concerned ,since the beginning of this month ,the bank for including personal loans ,consumer loans to strengthen control ,piumini moncler,personal mortgage LTV for 70% ,the number of years up to 10 years .<br>The same owner for each additional set housing mortgage Shoufu ,must raise 5% ,second set of housing mortgage Shoufu to three to five, third Suites for four, and so on .According to the Nanfang Dushi Bao reported ,Shenzhen branch of Bank of China has called for the secondary loan .<br>Construction Bank even stopped the primary mortgage loan business .Wuhan part the bank closed mortgage Wuhan people miss gao recently prepared to hand a property for bank mortgage ,but was informed of the current bank construction bank ,has been closed down the business .<br>According to the Yangtze daily report ,at present, CCB ,ICBC has been part of the network was closed mortgage loan business ,and the China Everbright ,industrial ,commercial banks are still in the process of China Merchants Bank and so on ,is much more rigorous examination conditions .<br>At the same time ,a few banks relevant personnel said ,housing mortgage business can accept .For the Wuhan monetary tightening situation ,michael kors,the industry is explained ,franklin marshall,on one hand because the stock market is too hot ,the public investment increased impulsivity,louboutin, which many mortgage lending to the stock market risk ;on the other hand, is tightened through loans to curb speculative real ,avoid bubble caused by rising prices .<br>相关的主题文章：
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