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Bank of America has reported a $2bn (�1.2bn) profit for the three months to the end of 2011, compared with a $1.2bn loss in the same period in 2010.

It signals continued recovery for the US' second biggest lender.

For the full year, the company reported net profits of $1.4bn compared with a net loss of $2.2bn in 2010.

Meanwhile Morgan Stanley, the world's largest broker, reported a fourth-quarter loss of $250m compared with a profit of $836m a year earlier.

Despite the loss, the results at Morgan Stanley beat analysts' expectations since it was able to increase its share of the equity trading market in the period.

For the full year, Morgan Stanley said its net revenues were $32.4bn compared with $31.4bn in 2010.

Recent results from American banks have been mixed with Goldman Sachs announcing on Wednesday that it made 47% less in profits than in 2010 whilst Citigroup posted a 6% rise on the previous year.

Bank of America chief executive Brian Moynihan said: "We enter 2012 stronger and more efficient after two years of simplifying and streamlining our company."

"Reflecting a gradually improving economy," continued Mr Moynihan, "we saw solid business activity by companies of all sizes, with commercial and industrial loan balances rising."

Bank of America was one of the worst performers on Dow Jones Industrial Average index of leading companies in 2011, losing 58% of its share value over the year.

The lender has been hit by lingering concerns about bad mortgage loans on its books in the wake of the 2008 sub-prime crisis when it was bailed out by the US government.

The bank has been building up its reserves, known as Tier 1 capital, to protect itself against the risk of further bad loans.

"Our fourth-quarter results reflect the aggressive steps we have been taking to strengthen the balance sheet and position the company for long-term growth," said chief financial officer Bruce Thompson in a statement.

"During the quarter, we significantly increased capital and liquidity. For 2012, our focus is to continue to build capital and liquidity and manage expenses."

Beauty Advice That Look Fantastic On Every person

Beauty Advice That Appear To Be Great On Anyone

If you're dissatisfied with your physical appearance, your feelings can leak into a number of other features in your life. That's why it's essential to spend some time to grow an look you will be very proud of. On this page, you'll find a number of suggestions that will enhance your confidence leaving you hunting much more wonderful.

Rather than shelling out 20 $ $ $ $ on each and every new mascara which comes available on the market, concentrate on prepping your lashes as the simplest way to maximize the impact of your own make-up. Work with a warmed eye lash curler before you apply your chosen mascara. After using two or three jackets, make use of a lash hair comb to reduce sections and different the lashes.

Should you be looking for the remarkable eyesight range, work with a fluid eyeliner. You can be far more innovative employing water eyeliner and may actually have the eye take and dazzle. When selecting a remember to brush, select a remember to brush containing angled bristles and it is modest for the nice and clean line and ideal final results.

In the event the area of the lip area shows up crinkly and lined, prevent putting on any sort of flat lipstick. Alternatively, go for creamy colors or products which are applied by means of a lip crayon. You can add stand out using a clear foamy balm that is lighting in color instead of too watering,Peyton Manning Jersey.

Use Vaseline around the external edges of the eyeballs to create a protect. This will likely serve as a waterproof obstacle and can keep the make-up on all around your eyesight. This is especially great to work with if you find the eyes are watering as a result of wind or another factor.

If you pluck your brows, make sure you make your tweezers clean and razor-sharp to lower the chance of disease or pimples. Sanitize the information in boiling normal water if you find obvious accumulation about the ideas,, utilize a Brillo mat to remove it. This is particularly efficient on slant-tipped or directed tweezers.

Keep your eye-brows hunting all-natural. Pluck stray brows, and fill out using a pencil that is certainly one hue lighter in weight than your all-natural color. Using the same color will make your eye-brows seem tough whereas, the lighter in weight shade features a softer outcome. Always keep brows whole since it appearance more natural and flattering.

To maintain ft hunting wonderful,Victor Cruz Jersey, specially in the hotter, dryer summertime, consider making use of Vaseline directly to them every single day. It can keep them smooth and gentle. Then go purchase a pedicure and a couple of brand-new sassy sandals, and you'll get the finest looking ft of your season.

You may not have caught up your finger in a electric outlet, however your head of hair frizzes may recommend you have. To tame these awful beasts, you will want to include humidity to the head of hair. Avoid hairspray since it has alcoholic beverages that dries the hair. Utilize hair serum to humid locks to freeze the moisture content, while keeping uncontrolled locks from increasing.

No person ought to have to sense self-conscious of their look. This article will assist you to be proud of who you are, the two inside and out. Begin checking out these tips and developing a standard beauty program. If you set a little extra hard work into the physical appearance, the final results could be astonishing.Related Post：

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