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-	Equifax is one of the top credit reporting bureaus and is well-versed in calculating your credit score based upon your credit history.  Your credit score helps lenders to determine if you a credit worthy and your credit score can hold you from acquiring a loan from a lender.	+	What Is a Transaction Coordinator?
-	To decide your credit score, Equifax utilizes a mathematical equation on data that is gathered from your credit file.  This equation compares is against patterns noticed on other files.  The range of credit scores go from 300 to 850 and the larger it is, the far better it is. As your data adjustments on your credit report, so will your credit score.  It is very unlikely for some one to have the identical score from month to month.	+	A Transaction Coordinator is a person who takes responsibility for managing the deadlines and tasks of a real estate contract to closing. Some of the duties include:
-	Equifax looks at many elements to determine your credit score. The following are just some of the elements that support them to calculate your score.	+	1. Responsible for processing of all contracts through closing.
-	Payment History-If you have late payments reported on existing or past accounts, these will reduced your score.	+	2. Coordinating appointments for inspections, appraisals, and closing.
-	Credit Owed-If you owe too significantly on your readily available credit, it will impact your score, particularly if you are maxed out or close to it.	+	3. Effectively communicates with clients, customers, other agents, lenders, title agents and other service providers throughout the process.
-	Credit History-How extended youve had credit will also have an effect on your score. If youve only had credit for a handful of months compared to several years, youre credit score will be impacted.	+	4. Responsible for proper documentation of the file to comply with brokerage policies.
-	Inquiries-If youve applied for credit with numerous lenders and creditors, it might reduce your score.	+	5. Assures that all post-closing disbursements, filing, and procedures take place.
-	Judgements, Bankruptcies, Collections-Any accounts that have been sent to collection or you have been taken to court on, including bankruptcy, will reduced your score.	+	6. Frees the agent client up to focus on business building activities.
-	These, of program, are only a few of the factors that will influence your credit score.	+	In many offices across the country, there are transaction coordinators on staff who are shared among the office. While this approach seems practical or beneficial on the surface because the coordinator is in house and can be accessed by stopping by her/his desk. It's not always the best or most effective approach when explored further. There are many reasons for that, a few are outlined here:
-	If your credit score is not exactly where you want it to be, there are ways that you can increase it.	+	a. The transaction coordinator is paid by the office and has a job, which is not always exclusively coordinating transactions. Meaning, they could get pulled away from their job to help the other departments such as receptionist, listing coordinating or what have you. This means they aren't working on your transactions.
-	The most critical thing you can do to boost your credit score, however, is to pay your bills on time.  If you do have a circumstance that you can not spend your bills, make confident you contain a letter of explanation.  This will be integrated on your credit report an calculated toward your credit score.	+	b. Interruptions! The facts are clear, it can take more than 20 minutes to get back on task after an interruption. That said, imagine how inefficient it can be if agents are walking in and out of the transactioncoordinators office all day long.
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Current revision as of 05:40, 9 December 2017

What Is a Transaction Coordinator?

A Transaction Coordinator is a person who takes responsibility for managing the deadlines and tasks of a real estate contract to closing. Some of the duties include:

1. Responsible for processing of all contracts through closing.

2. Coordinating appointments for inspections, appraisals, and closing.

3. Effectively communicates with clients, customers, other agents, lenders, title agents and other service providers throughout the process.

4. Responsible for proper documentation of the file to comply with brokerage policies.

5. Assures that all post-closing disbursements, filing, and procedures take place.

6. Frees the agent client up to focus on business building activities.

In many offices across the country, there are transaction coordinators on staff who are shared among the office. While this approach seems practical or beneficial on the surface because the coordinator is in house and can be accessed by stopping by her/his desk. It's not always the best or most effective approach when explored further. There are many reasons for that, a few are outlined here:

a. The transaction coordinator is paid by the office and has a job, which is not always exclusively coordinating transactions. Meaning, they could get pulled away from their job to help the other departments such as receptionist, listing coordinating or what have you. This means they aren't working on your transactions.

b. Interruptions! The facts are clear, it can take more than 20 minutes to get back on task after an interruption. That said, imagine how inefficient it can be if agents are walking in and out of the transactioncoordinators office all day long.