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A growing quantity of physicians are limiting the medical solutions they offer, or leaving their practices altogether, for fear of malpractice lawsuits. That's due to the fact the increasingly huge awards in malpractice cases are translating into unaffordable insurance coverage premiums for numerous physicians and hospitals.

Even if doctors decide on to remain in business, some are relocating to states with laws that give better malpractice protection. For sufferers, this may imply not possessing access to the overall health care they need, especially in higher-danger pregnancy or brain injury situations.

"It didn't really matter if I did anything wrong or how great a medical professional I was or how much time I spent with a patient or how much effort of myself I gave," says Cara Simmonds, M.D., an obstetrician who ultimately stopped practicing medicine after a pair of baseless malpractice claims threatened to drastically improve her insurance premiums. "It was all a game and it doesn't measure your worth."

In numerous situations, the lawsuit has absolutely nothing to do with a doctor's capability. Rather, the patient's loved ones is looking for a way to cope with a tragedy.

Insurance coverage Crisis

"The malpractice insurance coverage crisis dates back to the early 1970s, when the cost of claims soared and industrial medical liability insurance businesses attempted to deal with the dilemma by raising doctors' premiums-occasionally doubling or even tripling them."

In 1974, thousands of physicians faced the dual dilemma of not only meeting the increasing cost of quickly rising premiums, but also obtaining a firm prepared to sell them this swiftly disappearing insurance coverage. Physicians in several states took matters into their personal hands, producing their own professional liability organizations. Today, these doctor-owned and/or operated organizations dominate the market, delivering protection to a lot more than 60 percent of all physicians in the United States, as nicely as dentists, hospitals and other health care providers.

There are numerous in the medical field who believe America wants Congress to pass national legislation that will preserve doctors in delivery rooms and emergency rooms, not courtrooms.

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