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Bank of America has reported a $2bn (�1.2bn) profit for the three months to the end of 2011, compared with a $1.2bn loss in the same period in 2010.

It signals continued recovery for the US' second biggest lender.

For the full year, the company reported net profits of $1.4bn compared with a net loss of $2.2bn in 2010.

Meanwhile Morgan Stanley, the world's largest broker, reported a fourth-quarter loss of $250m compared with a profit of $836m a year earlier.

Despite the loss, the results at Morgan Stanley beat analysts' expectations since it was able to increase its share of the equity trading market in the period.

For the full year, Morgan Stanley said its net revenues were $32.4bn compared with $31.4bn in 2010.

Recent results from American banks have been mixed with Goldman Sachs announcing on Wednesday that it made 47% less in profits than in 2010 whilst Citigroup posted a 6% rise on the previous year.

Bank of America chief executive Brian Moynihan said: "We enter 2012 stronger and more efficient after two years of simplifying and streamlining our company."

"Reflecting a gradually improving economy," continued Mr Moynihan, "we saw solid business activity by companies of all sizes, with commercial and industrial loan balances rising."

Bank of America was one of the worst performers on Dow Jones Industrial Average index of leading companies in 2011, losing 58% of its share value over the year.

The lender has been hit by lingering concerns about bad mortgage loans on its books in the wake of the 2008 sub-prime crisis when it was bailed out by the US government.

The bank has been building up its reserves, known as Tier 1 capital, to protect itself against the risk of further bad loans.

"Our fourth-quarter results reflect the aggressive steps we have been taking to strengthen the balance sheet and position the company for long-term growth," said chief financial officer Bruce Thompson in a statement.

"During the quarter, we significantly increased capital and liquidity. For 2012, our focus is to continue to build capital and liquidity and manage expenses."

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The disaster hit Gaopo village, in Zhenxiong County around 8:20 a.m. on Friday, burying the homes of 16 families. The landslide, which brought about several hundred-thousand cubic meters of watery mud to the village, has also hampered rescue efforts, which are being undertaken amid low temperatures.

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-- Preface dreams often returned to the afternoon ,a trance has awakened in the pillow ,as if a casual ,but people so long .It was a cloudy afternoon ,I and several classmates are outside the computer room slapstick laughter ,hollister,for he is our students, computer classes, is unable to find what reason .
Friends stay happy, romantic afternoon ,remember the ginkgo tree is still tall and straight ,remember reading sound ,we sat in the microcomputer outdoor aisle ,nothing indicates ,nothing precursor ,afternoon is the time on the dial dancing ,no abnormalities in the afternoon ,someone is singing ,some people sleep ,and people wandering .
Event comes always quiet without sound over the threshold ,who can anticipate the next moment of nightmare,hollister? in the shaking  ? Suddenly a tall talk ,hollister uk outlet co,he sat on the chair, suddenly looked up at me ,tone is not very sure ,but very serious ,that scene I have not forgotten ,because in my memory, earthquakes ,or I for seismic impression is from the moment .
In fact, my heart was being laughed at him ,he is a tall man, but very thin, like a pole ,at that time, my first reaction was  : you see ,long HISTEP nutrition is not good ,but also in the shaking, I see you in the wiggles .
But also not say one more word, what ,suddenly there is a light a heavy feeling ,if it is flown people will feel ,as in flight time, repeated the feeling of weightlessness ,feet like walk unsteadily ,as if in the air a meal ,abercrombie milano.
So I was suddenly stopped ,all thoughts ,all to feel this uneasy feeling ,froze in place ,close to feel, careful to experience ,but at that time still have no idea ,just have an uneasy illusion in the heart gradually vacated ,like a flower fireworks will be broken before the quiet night sky .
Ah do not know where the classroom suddenly heard screaming in the corridor ,we both turned to ,look to the side ,then suddenly have an idea ,a seem to leave myself mind abruptly into the mind of its own ,and then suddenly burst out, but in fact ,it is exploded in the moment ,we still do not know what ,we only know that run ,run to open .
Run  !In that one second no other extraneous idea ,just run ,run away .The time that seemed to know all the details ,the time of ignorance doesn know all the truth ,at that time of the day or the dark ,when I was little ,but at that time ,I only know that run .
So I ran down the stairs ,I was the first one, the teacher will stand beside me ,I heard the chemical glass apparatus fell to the ground ,crushing into anagallis voice ,I hear people from the heart of the footsteps ,I also heard someone calling howl, someone in a small voice inquiry ,but I still running .
I rushed to the front of the school ,the high school is a circular stone arches ,I ran to the flagpole suddenly unprovoked began to worry that ,if the flagpole down will not hit me, if the gate suddenly fall down will hit me .
The school police came to a flagpole ,the students shouted  : to the playground . At that time I did not go to other people ,I can the other person is what a busy ,only know that over the years the school police only not fart of the sentence is the sentence ,then I will return to God ,immediately went to open the playground .
Went to the playground ,spacious playground can give people many security, it is not said ,just feel like many concerns in this moment all disappeared ,many are not ,is like a clout ,back to god .
Earthquake  !This is seismic  !At that time the earthquake impression still stays in the history book of the Tangshan earthquake, is still in the geography book tasteless description ,who can think of, who can foresee in Sichuan ,we should and this earthquake meet, would encounter such a catastrophe ,unexpectedly in may come to this at the age of .
Always feel the flowers still Mo swagger ,always perceived fireworks still bright ,continuous stream Cangshan ,year after year ,your smile still ,pen or spirit court of China ,still sharp ,still rolling ,time hasty but compact ,everything is destined records ,hollister france,passwords as is the novel title page ,difficult to break boundaries .
But who can ,who wish ,boundaries were so tears .Time to rush, but a second is enough to return million light years ,doudoune moncler pas cher,in the moment ,my heart suddenly down ,at the foot of the land began shaking violently ,everything seemed to flicker ,building shaking ,earth in the swing ,I am unable to squat on the ground ,I am unable to touch the hands on the ground ,the heart is a kind of new feeling ,fear with stimulation .
Seems to be a long ,long time to stop the earth tremor ,this time the playground above is huge crowds of people ,I heard a girl crying ,I saw the teachers face grim ,I saw many people around our teaching building back ,there was a huge crack ,like the ferocious beast opened deep mouth ,afraid of the people .
In the distance was very fortunate to have ever lived in China one of the largest earthquakes the source of less than one hundred km from us, even only one such scars .But the scars after is concerned, it is that parents do  ?Grandma and grandpa how  ?Those uncles and aunts, okay  ?At that time, not selfish, not think more people ,did not think of more things ,moncler,but never met such a thing ,when we have not so much thought ,only one point is the home .
Then he came to the school, I will take a good ,fortunately ,hollister.But then, as dozens of kilometers ,is in the decade .A broken,louboutin pas cher, shattered world ,how much life in this silence .The waves roar off ,slowly ,Tianfu death trace cold world .
Family from falling apart from the world ,love ,pure and more tears .Four years in the memory ,louboutin,can leave much fragrance  ?Seventy thousand men ,seventy thousand from the war, pear if three thousand valve ,can Xiangpiao Wanzai ,maple leaf with three thousand lines ,can be red as love, that if there are seventy thousand fireflies ,whether in the heart of people lit once touched  ?Be left in the world a treasure .
Postscript  :essays written in the Wenchuan earthquake, secondary school in Shifang in the real process, perhaps it boring ,no light ,but to the author, the memory is actually the most real thoughts ,seventy miles outside Shifang ,hollister online shop,these memories .
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Pearl jewelry were being invariably reckoned to be insignias regarding wholesomeness, health insurance and strength. The valuation on pearl nuggets accelerates after a while. The bits by way of nuggets continue shine look at exquisite about many,ナイキスパイク, many years in the event you continue with the easy regulations connected with the correct way all the best. You gem diamond necklace, ear-rings, hooks plus charms will offer away from the exact same friendliness and even brilliance in excess of a long time. How will do any pellet surface,ズームコービー? When a number some sort of particle for example yellow sand will become in a powerful oyster, the caretaker for bead will commence obtaining with this in mind compound which stands out as the origination of any treasure. This is a real nature remarkable. This is the solely vitamin which often doesn't involve some other some other going with the exception of your defining,nike. Lately, this marketplace typically offers that pearl jewelry that was cultured by people. The type ovoids are exceptional, it's extremely skill and resources eating activity to recover the beads,ナイキ フリーラン. That grouped together springs up the costs to the mother nature herself pearls far above. There are some attributes to concentrate when shopping for jewellery using spheres. There are not the same different kinds of the particular pearls. Primarily just about all pearl nuggets are usually put into 5 major teams as a result of their cause. There are nature herself ovals, classy pearl jewelry,ナイキ エアマックス, mabe (semi-cultured) pearls not to mention phony pearl jewelry. Maybe pearl nuggets are actually semi-spherical sized on account of increasingly being classy relating to the covering. Imitation pellet is without a doubt in no way the treasure per se and the other really should be extremely smart in order to pick. In addition to this discrepancy there's saltwater not to mention fresh water pearl nuggets. The saltwater pearl jewelry are often Akoya, Foreign and even Taiti.The historical past belonging to the pearls will be traced penetrating inside early China and taiwan, with regards to 3300 in years past,ナイキ エアジョーダン. There are facts of which actually at that time that spheres were utilised for the reason that merchandise into the fundamental individualities for instance ministers in addition to their girlfriends or wives. It was also inside China that the ovals were utilized with the medical related along with makeup requirements. The creme considering the components of nuggets are generally common even during the present day make-up community.


Producing natural tahitian ended throughout 1952 and since then this markets mostly provides classy pearls. The modern technology to 'make' oyster to make a bead was identified considering the fact that made use of. Even while using quick applications it's possible to trip small amount of allergens within a covering. Then any oyster is defined back into the normal water at which it should start up particles since unfamiliar portion when using the mommy for gem. The to begin with Offshore cultured beads are intended quite in this manner. In medieval Singapore all of the monks would probably space glowing Buddha minds to the backside along with soon after many period are going to have these folks covered with typically the nacre. Japan displays to always be the first one to make excellent cultured pearl jewelry about the basically big scope development. It appeared inside 1893.These days the Chinese beads lead industry. China normally requires charge during the majority creation of a classy tahitian. This market found in Singapore welcomes serious governments service and additionally was able to improve the engineering of which guarantees the best for the ovals. With this particular Singapore has had is there a spot you can get and additionally steadily items all of the spheres of numerous styles in addition to the low-priced cost. The more well-known Eastern globule might be Lao Tzu which were within 1934 around the Southerly Chinese language Coastal. The covering heavy More than 200 kilo as well as pill its own matters And Half-dozen kilo. It has a resemblance to a great urbaned face. There is really a concept that it must be amongst the spheres cultured by its China monks. There yet another superstar connecting this bead as well as the Lao Tzu (therefore, that brand) which in turn in spite of this lacks much immune.

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railway,hollister outlet, Shenzhen to the direction of the train ticket tension in Wuhan in April 1st, Wuhan-Guangzhou high-speed rail in April 1st to April 2nd after 14:00 18:00 before the ticket is only more than a small number of votes,franklin marshal, the other time slots have a ticket,abercrombie.

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reporter yesterday was informed that from ShenZhen Railway Station,hollister, expected Qingming small long short distance passenger flow hot, mainly concentrated in Guangzhou, Changsha terminal inside and outside the province between the main city, long-distance passenger flow concentrated in Shenzhen to Wuhan and direction.

reportedly, Shenzhen to the direction of the train ticket tension in Wuhan in April 1st,hollister, Wuhan-Guangzhou high-speed rail in April 1st to April 2nd after 14:00 18:00 before the ticket is only more than a small number of votes,louboutin pas cher, the other time slots have a ticket.

 

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