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getting only 4 median income

Bank credittightening has begun to affect the security industry .Part of Guarantee Corporation guarantee business in sharp decline ,decline of mortgage guarantee business ,,the small and medium-sized enterprise financing guarantee business rise ,,the trend is to promote the security industry to reshuffle .
Mortgage guarantee decline &ldquo  ;we report the secondary mortgage banking sector project ,before Spring Festival has been through the bank approval ,but until two days before the loan is put down ,took two months .
But the bank originally approved the preferential interest rate of 15% off was cancelled ,the customer must accept the loan interest rate in the benchmark interest rate basis broke surface 15% ,banks are lending ,if the customer does not accept floating loan rate will continue to queue for lending .
&rdquo  ;in February 21st, a Shenzhen Guarantee corporation loan department general manager tells China runs a newspaper the reporter .The bank who told reporters ,this year the bank basically has lifted the mortgage lending rate .
From the Guarantee Corporation argue ,quality customer mortgage executable benchmark interest rate ,a high quality customers to perform 1.1 times the rates or in the benchmark interest rate on the loan interest rates broke surface 15% .
&ldquo  ;previously mortgage is bank most like the products ,but now the real estate policy change ,abercrombie france,this year housing guarantee would be very difficult to do ,,Guarantee corporation had to turn to other products .
&rdquo  ;the Shenzhen Guarantee Corporation said .And a Guangzhou Guarantee corporation manager also told reporters  :&ldquo  ;since last year the real estate policy changes greatly, the mortgage loan is a secured stages ,a 2 million yuan list, getting only 4 median income ,namely a few thousand dollars .
In order to do a good job with the bank before the relationship ,we also do a bit of mortgage guarantee ,but the mortgage is too hard to do ,we do not do .&rdquo  ;one is the decline of mortgage guarantee ,on the other hand, is the small and medium-sized enterprise loan guarantee to rise .
&ldquo  ;real estate policy ,bank fumbling in transition ,Guarantee corporation are also exploring the corresponding business transformation .&rdquo  ;the Shenzhen Guarantee Corporation said ,&ldquo  ;this policy was to support small and medium enterprises, a Guarantee corporation focused on small loans ( loans to small and medium enterprises ) ,abercrombie france,this is to represent the general trend ,the loan of small and medium enterprises tilt policy should last for one or two years .
&rdquo  ;however ,for Guarantee Corporation, now to get a small loan amount is not easy .&ldquo ,;Guarantee Corporation and bank loan signing by the small work started from last July ,at least until last October newspaper data bank to do review ,with admittance into cooperation with the bank Guarantee Corporation ,so that we can get through this small amount of credit loans .
&rdquo  ;the personage tells a reporter ,michael kors outlet,but that some Guarantee Corporation do not see this trend ,has not done relevant work ahead of schedule ,and the approval of at least twice a year ,,so there are some Guarantee corporation be difficult transition ,abercrombie.
&ldquo  ;some Guarantee Corporation previously only do loans secured ,now the market situation is not good ,want to turn to small and medium enterprises loan guarantees ,but from the reserve to the customer resources ,they are lack of ,the business is not a day for two days to adjust ,moncler.
So only the early corporate banking services Guarantee Corporation to smooth transition ,.While many do mortgage Guarantee corporation may fail .The &rdquo  ;the person says ,louboutin pas cher.In order to better development ,some Guarantee corporation are also looking for new business .
&ldquo  ;this year our customers to large enterprises .We are not only the financing guarantee ,but also listed equity financing ,rural business .Emerging business is mainly for medium and large enterprises ,christian louboutin pas cher,but we also do not give up the small and medium-sized enterprises financing guarantee business .
&rdquo  ;tripod Company limited by guarantee official told a reporter .Banks to tighten credit ,to the Guarantee Corporation credits also decreased, Guarantee Corporation do business scale is also the natural decline in .
At the same time ,the cost also in the rise of Guarantee corporation .&ldquo  ;now the bank ten single only number two or three single loan project .We want to get bank loans, to do a lot of work ,to pull the relationship ,human costs are on the rise .
&rdquo ,abercrombie;the person says ,this year the Guarantee Corporation day does not feel better .A few jubilate a few anxious but for Guarantee Corporation, is also not entirely negative effect .&ldquo  ;this loan amount of tension, small and medium enterprises loan interest rates increase ,we do the loan guarantee program ,bank loan interest rates were highest in the benchmark interest rate basis broke surface 30%~50% .
According to fellow said ,some already over 100% .&rdquo  ;a Shenzhen Guarantee Corporation told reporters ,.Guangzhou security industry also reflect ,through the Guarantee Corporation ,small and medium sized enterprises financing from the bank interest rates reached 40% .
These people to reporters just a dead  :&ldquo ,moncler;Guarantee corporation not to intervene in the cost of 9 per cent ( i.e.  :9%) .Guarantee Corporation involved costs 12%~13% .Now the bank loans threshold is much higher ,enterprises have to pay a greater cost .
&rdquo  ;reportedly ,now the bank to the small and medium-sized enterprises of mortgage loan is full ,but needs to have the property mortgaged .The bank property assessment ,before entering the lending process .
Is a former general loans to forty percent off ,moncler pas cher,such as a property was assessed at 2000000 dollars ,the bank will only put 1200000 yuan loan ,,but through a Guarantee Corporation ,enterprise can get 100% equity loan ,namely,doudoune moncler, get 2000000 yuan .
Of course ,moncler,the premise is must have the Guarantee Corporation involved for enterprises to do security ,while &ldquo  ;Guarantee Corporation involved will increase 2 to 3 points of enterprise cost &rdquo  ;.
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in the next two years of low-cost housing will reduce the land market, land before it has set the volume rate ,the type for the volume reduction, would mean that the next two years the market low-cost spaces ,and Taoxing housing supply will be reduced .

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In response to the hard-line stance by Japan’s Liberal Democratic Party towards the Diaoyu Islands, China’s Foreign Ministry spokeswoman has reiterated China’s stance on the issue.