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Many people will require whatever mortgage they are able to get when attempting to obtain a home. In the course of time, you'll start if you could possibly get an improved option wondering. Welcome to the entire world of refinance.  
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Joy unspeakable, is indeed the fruit of the Holy Spirit. Joy is the second mentioned, out of nine fruit of the Spirit, (Gal 5:22). It is the very nature of the Holy Spirit. A person who has the Spirit within him surely has the joy of the Holy Spirit. It is an evidence of the presence of the Spirit within an individual. Joy of the Lord is an inner feeling of pleasure and delight that cannot be attributed to any happenings or circumstances around you, but to the relationship one has with the Spirit. It is an assurance of God's presence with you no matter the circumstances. It is what keeps you going when the storms of life are raging.
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Reasons to Refinance Your House
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Sometimes, people confuse joy in the Spirit with happiness. Happiness results from attainment of what one considers good, but the joy of the Spirit results from an in-filling of the Holy Spirit. Happiness is characterized by good luck or fortune. This means that when there is misfortune, happiness disappears and misery sets in - it is momentary.
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Traditional mortgages are like any other loan in one crucial respect. Even though mortgages may often have prepayment penalties for the very first several years of the mortgage, you can pay them off early. On the planet of real-estate, people prepay loans on a regular basis by having a 2nd mortgage to take action, better called replacing. Why would some one try this? There are a number of reasons, but here are the most typical.  
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However, this is not the case with Christian joy; even when there is a misfortune, the person is still joyful. Certainly, the person acknowledges the mishap but is not moved or discouraged by it. Joy in the Spirit boosts one's resilience.
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Purchasing a home can be a bit tense. Between the escrow deadline and all about home inspections, customers tend to feel pressure to obtain any capital they can. As however, they begin to realize they could have received a much better deal on the mortgage, time passes. A good quarter point reduction in a mortgage interest rate can save thousands of dollars over the life of the loan. With this specific in mind, they start to look at refinancing their original mortgage to cut down on the total interest paid on the mortgage.  
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Joy of the Spirit is first secured by accepting the Lord Jesus as your saviour. At salvation, you are filled with the Holy Spirit and you receive the joy of the spirit, (Rom 5:11, Psalm 51:12). Subsequently, we are refilled repeatedly by dwelling in God's presence (Psalm 16:11), in praise and worship (Psalm 22:3), in the study of the Word (Jer 15:16) and in having fellowship with brethren (Matt 18:20). When the Spirit has more control over you, you will experience more of the Christian joy. Dwelling in God's presence makes you to become more conscious of God, of His power, love, nature, etc., and in the process you are filled with His Spirit.
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In tune with this particular thought, several homeowners also check out refinance to gain cashflow freedom. Instead of trying to cut the total payments on a loan, they turn to find terms that'll enable them to reduce the amount of the payment per month. Protecting $400 a month on obligations puts yet another $4,800 in your pocket each year, which may be attractive if cashflow is a little tight on a monthly basis.  
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There is so much to benefit from being filled with the joy of the Spirit. One of which is that you are strengthened (Neh 8:10). At times, the road may be steep, rough, crooked and the destination far; the joy of the spirit enables you to overcome all odds and to reach your destination. Furthermore, Christian joy replaces mourning in one's life (Isa 61:3). You will not sorrow like them that do not have hope. In addition, joy in the spirit ensures fruitfulness and abundance (Joel 1:12) because it is only with joy can you receive answers and directions from God (Isa 12:3).
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On the other end of the level, many homeowners can refinance to pull money from the home. They've accumulated equity over time and desire to change that non-liquid asset into resources that can be utilized for something different. Often, this is to pay for costs associated with a crisis situation, like a health crisis, or even to put their children through school. The reasons vary, but the function could be the same.  
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In the scriptures, character examples have been written down for us to follow and emulate. One example is Joseph, who had a dream where he was superior to his parents and siblings but he had to go through slavery and prison before realising his dream. The Christian Joy he had enabled him to help the two employees of Pharaoh who had dreams in prison and were sad because they could not interpret their dreams. Joseph's willingness to interpret their dreams despite his situation led to his freedom and realisation of his dream (Gen 40, 41).
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The decision to refinance a mortgage is significantly less tense than originating that loan. There is no contract to act, so you can shop for perfect deal for your position. [ We're Listening To You]
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The joy of the Lord is the conqueror's backbone. It is a characteristic of those that trust God. The joy of the Lord guarantees victory over the challenges of life. As fish cannot survive outside water, so also, a child of God cannot survive without joy: the fruit of the Spirit. It is available even now.

Current revision as of 14:43, 7 November 2013

Joy unspeakable, is indeed the fruit of the Holy Spirit. Joy is the second mentioned, out of nine fruit of the Spirit, (Gal 5:22). It is the very nature of the Holy Spirit. A person who has the Spirit within him surely has the joy of the Holy Spirit. It is an evidence of the presence of the Spirit within an individual. Joy of the Lord is an inner feeling of pleasure and delight that cannot be attributed to any happenings or circumstances around you, but to the relationship one has with the Spirit. It is an assurance of God's presence with you no matter the circumstances. It is what keeps you going when the storms of life are raging.

Sometimes, people confuse joy in the Spirit with happiness. Happiness results from attainment of what one considers good, but the joy of the Spirit results from an in-filling of the Holy Spirit. Happiness is characterized by good luck or fortune. This means that when there is misfortune, happiness disappears and misery sets in - it is momentary.

However, this is not the case with Christian joy; even when there is a misfortune, the person is still joyful. Certainly, the person acknowledges the mishap but is not moved or discouraged by it. Joy in the Spirit boosts one's resilience.

Joy of the Spirit is first secured by accepting the Lord Jesus as your saviour. At salvation, you are filled with the Holy Spirit and you receive the joy of the spirit, (Rom 5:11, Psalm 51:12). Subsequently, we are refilled repeatedly by dwelling in God's presence (Psalm 16:11), in praise and worship (Psalm 22:3), in the study of the Word (Jer 15:16) and in having fellowship with brethren (Matt 18:20). When the Spirit has more control over you, you will experience more of the Christian joy. Dwelling in God's presence makes you to become more conscious of God, of His power, love, nature, etc., and in the process you are filled with His Spirit.

There is so much to benefit from being filled with the joy of the Spirit. One of which is that you are strengthened (Neh 8:10). At times, the road may be steep, rough, crooked and the destination far; the joy of the spirit enables you to overcome all odds and to reach your destination. Furthermore, Christian joy replaces mourning in one's life (Isa 61:3). You will not sorrow like them that do not have hope. In addition, joy in the spirit ensures fruitfulness and abundance (Joel 1:12) because it is only with joy can you receive answers and directions from God (Isa 12:3).

In the scriptures, character examples have been written down for us to follow and emulate. One example is Joseph, who had a dream where he was superior to his parents and siblings but he had to go through slavery and prison before realising his dream. The Christian Joy he had enabled him to help the two employees of Pharaoh who had dreams in prison and were sad because they could not interpret their dreams. Joseph's willingness to interpret their dreams despite his situation led to his freedom and realisation of his dream (Gen 40, 41).

The joy of the Lord is the conqueror's backbone. It is a characteristic of those that trust God. The joy of the Lord guarantees victory over the challenges of life. As fish cannot survive outside water, so also, a child of God cannot survive without joy: the fruit of the Spirit. It is available even now.

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