YOLO, take off your top
From Create Your Own Story
You're pretty sure you decided you were going to slide your bottoms back on. You even remember the debate in your head and all the logical arguments in favor of covering your modesty. But it doesn't matter because you don't want to. That settles it, you WERE enjoying this. It wasn't just the adrenaline. You love being naked outside. You've just never had the chance to do this. You reason "I may not get another chance like this. To live out what is apparently my dream. Nobody is offended, no cops are being called. Everyone is loving their little bottomless surfer.
Before you can chicken and before the next wave of waves makes it impossible you take your feet out if your bottoms one by one and kick them into the crowd. A man in his 20s catches them and shows them off to his friends. No going back now. You reach behind your back and untie your top, letting your beautiful tits bounce free. You toss that into the crowd as well and it gets caught by a cute woman with short hair and a string bikini. To think, she was probably the least dressed before you got on thus ride. Now she's practically Puritanical by comparison.
The crowd goes crazy seeing the completely expose beauty in front of them. There's no more internal debate, THIS is what you wanted. You're now sure of it. No wonder people call nudity someone's "full glory", this is glorious. You can feel the wind, sun and stares of the crowd on parts of your body that only ever saw light in the shower. And damn does it feel good.