Remove her towel
From Create Your Own Story
She is obviously cold, from being out in the rain, you decide she needs help warming up. You remove her towel, and as you see her naked body you are turned on even more than you had been before. You press her down onto the bed, and lean in to kiss her breasts, and to feel the nipple of a woman in your mouth.
{Incomplete Story, please feel free to edit, add, or finish this page}